Investment management is the astute management of investments over time to help achieve your financial goals. It requires financial advisors to have a deep understanding of their clients' most important challenges. Advisors will then design an investment plan that takes the clients' time horizons and tolerance for risk into account while maximizing the clients' probability of achieving their goals. It also requires financial advisors to monitor both their clients' portfolios and their financial lives over time so that they can make adjustments to the investment plan as needed. We employ an investment process backed by decades of Nobel Prize winning academic research – what we call The Science of Investing.
Retirement Income Planning
Over the years, our team of CFPs, CPAs, and attorneys has helped hundreds of retirees properly execute IRA rollovers, Roth conversions, and tax-wise retirement distribution strategies. Creating an optimal retirement strategy revolves around prudent investment management, quantified spending habits, reducing debt, and intelligently planning for taxes. We cover all of these areas and more for you with the Align Retirement Income Planning System.
401K Plan Management
As a savvy business owner or benefits administrator, you recognize that your company's retirement plan can provide a substantial benefit for your employees, while helping you attract and retain quality talent. Properly established, a well-managed retirement plan can be a win-win for everyone. But there also are plenty of pitfalls to avoid: hidden costs, burdensome oversight, volatile markets and fiduciary liability, to name a few. Align Wealth Management can act as an ERISA 3(38) fiduciary advisor to your company retirement plan thereby relieving you of significant responsibilities and liabilities.